Top 5 Tips for Decluttering

Decluttering Tips

My friend Karen Wray works for a great company called Managing Moves and More on the Peninsula that specializes in decluttering, downsizing, and relocation, particularly for seniors.  I love talking with Karen about these topics because I always get such great insight and amazing tips. As a project manager, Karen spends her time helping people prepare for life’s transitions, or to just make their lives a little less messy and stressful.

During one recent chat, I asked how I could cut down on the junk that I feel follows me wherever I move. Here are some of Karen’s tips to help cut down on stuff:

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Financing 101: Equity Lines

Equity Lines - What's a HELOC

Financing can definitely be one of the most complicated parts of the home buying process. Even after you purchase the home there are financing considerations.  I’m fortunate to have some great financing resources who make complicated things easier to understand.  One of those is Jonathan King with PMA Loans.  I asked Jonathan to share a bit about equity lines, aka HELOC’s (Home Equity Lines of Credit).  It’s a term we all hear, but many people wonder “What’s a HELOC?”, aren’t sure when to procure one or how it can be used.

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5 Tips for First Time Homebuyers

First Time HomeBuyer TipsSo you’re thinking you might be ready to be a first time homebuyer?  That’s so exciting – and totally overwhelming. Where do you start? How much is it going to cost you? How do you make sure you can get the home you want?

Take a deep breath, I’ve got you covered.  These 5 tips will help you to be ready to roll once you get serious about finding your first home.

Make A Hobby Out Of Open Houses

Long before you start actively looking for a house, you should start going to open houses.  It can be your weekend thing – a hike, brunch, open houses. So why would I tell you to go to open houses if you’re not remotely close to being ready to buy a place?  Think of it as similar to an SAT prep class – you’re not ready for the final exam, but you are ready to learn how to take the test.

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4th of July – The Hula-Hoop Connection

Real Estate SearchGrowing up in the small Menlo Park neighborhood of Felton Gables, 4th of July was a big deal.  A really big deal! We had the greatest neighborhood party – all the kids would gather at our house to make homemade ice cream, then run home to decorate themselves and their bikes for the parade.  We had face painting, games, hula-hoop competitions and neighbors coming together to support each other, cook for each other and celebrate our country and our neighborhood. It goes without saying that 1976 was the biggest one of them all.

It was pretty idyllic.Read More

Online Mortgage Solutions – A Q&A With My Mortgage Banker

online mortgage solutions

There’s no shortage of tech solutions when it comes to finding a mortgage.  If you live on the Peninsula, you’ve likely seen the Caltrain wrapped in SoFi advertising and Rocket Mortgages (owned by Quicken Loans,) seems to be advertising on TV every other commercial.  These, along with their main competitors Lenda and Guaranteed Rate, are great resources for home buyers. But are they the best way to go about procuring an actual mortgage?Read More